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The "Own Occupation" Clause And Your Long-Term Disability Claim

When you've suffered any kind of illness or injury that has left you unable to work, you may find yourself needing your employer-offered long-term disability insurance. Unfortunately, receiving long-term disability isn't as simple as just filing a claim. In fact, many claims are denied. One of the most common reasons for long-term disability claims to be denied is because of the "own occupation" clause. Here's what you need to know about this clause and your claim.

3 Factors That Affect Child Custody Placement

Dissolving a relationship is never easy, and when children are involved, it can be even more difficult. Communication skills don't typically magically improve during the dissolution process, and determining things such as child support and child custody may be impossible. While mediation may work for some couples, others must have the legal system decide what is in the best interest of the children. If you are faced with this situation, it's important you understand the factors a judge is looking for when deciding who is the better parent.

Categories Of Damages You Might Qualify For In A Car Accident Settlement

If you did not cause the recent accident you were in, you will likely be able to collect money for compensation of the damages you experienced from the accident. The types of damages you can collect for will depend on the injuries, problems, and issues the accident caused, and here are the main three categories of damages you might be able to ask for when settling your car accident case.

Making Changes To Your Child Support Order: What You Should Know

When your child support order comes through court, both parents must abide by the findings of the order. At some point, the order may need modifications when there is a change in either income or circumstances. Modifications can be either temporary or permanent. If you need a child support modification, you need to know the following: Gather Your Financial Paperwork To start the modification, you need to provide some paperwork to the court so the changes can be made.

Preparing Your Estate When You Have a Disabled Heir

Estate planning will take some time, especially when you have significant assets and a number of heirs. When you have an heir that is disabled, such as in the case of an adult child of yours, leaving money directly to the individual can cause issues. While you may want to leave a percentage of your estate equally to each of your children, doing so without the help of an attorney can cause your disabled adult child to lose benefits and services they are receiving.

Full Disclosure During A Divorce: Tell Your Attorney Everything

Divorces are common in the United States today, but going through a divorce for the first time can be daunting. Many people opt to hire an experienced divorce attorney to help ensure they receive a favorable outcome. Your attorney will create a legal strategy that maximizes the odds of a favorable outcome in your divorce based on the information that you provide him or her. It's important that you tell your attorney everything as soon as you sign a retainer.

Getting A Divorce? When You Need To Have A Good Divorce Lawyer

If you are getting a divorce, there may be times when you do not need a lawyer. For example, if you have been married less than one year you can simply get the marriage annulled. In many cases, however, you should hire a divorce lawyer. To help you know below are two instances when you need to make sure you hire a lawyer to help you. This will ensure you are treated fairly, and your divorce will go smoothly for you.

Parenting Plan Preparations During Divorce

Parents who divorce almost always place the health and well-being of their children at the top of the priority list. Children will need the support of both parents more than ever as parents begin the divorce process and move forward. However, when both parents are equally enthusiastic about spending time with their children, the situation can get divisive. Read on for some thoughts on how to handle things when it's time to create your parenting plan.

3 Advantages To Working With An Estate Lawyer When Planning Your Family's Future

It can be hard, but it's necessary to think about your family's life once you're gone. This is particularly true if you have a relatively large estate. So that you have an easier time with this planning process, work with an estate lawyer. Their experience and knowledge can help in many ways. Avoid Costly Mistakes  When it comes to planning an estate, everything has to be done by the book. Otherwise, your estate and assets may not be properly dispersed once you do pass on.

Why You Should Hire A Personal Injury Attorney Who Has Experience As An Insurance Attorney

It's always a good investment of your time to interview a number of personal injury attorneys after you've had an accident. Even if you're eager to hire someone and begin the pursuit of justice, due diligence to find the right attorney is a step that will frequently pay off. There are many important questions to pose to each attorney you consult, but you shouldn't forget to ask if an attorney has experience as an insurance attorney.